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Posts by Benedict

About Benedict
Benedict Ferrer is the founder of PBroad2riches, based in Vancouver, BC, sharing practical, experience-based insights on personal finance and online income. His background includes hands-on experience in self-publishing, e-commerce, and building content sites from the ground up — real-world experience he draws on to write about what actually works, tested through trial and error rather than theory. He is not a licensed financial advisor, and content on this site is for educational purposes only and should not be considered personalized financial advice.
Sorting through everyday items to find passive income ideas with no money
Posted inPassive Income Ideas

Passive Income Ideas With No Money: 9 Realistic Ways to Start From Zero

If you've ever searched for passive income ideas with no money, you've probably run into the same wall…
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Posted by Benedict July 19, 2026
Person standing in front of a dream home holding cash, representing the financial success that comes with building income online
Posted inPassive Income Ideas

How to Achieve Financial Freedom: 7 Proven Paths That Actually Work

Let's be honest — the phrase "financial freedom" gets thrown around so much these days that it's easy…
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Posted by Benedict July 19, 2026
Desktop and tablet displaying colorful digital planner templates, representing how to sell digital templates online
Posted inDigital Income

How to Sell Digital Templates Online: A Beginner’s Guide to Recurring Digital Income

If you've ever built a Notion dashboard for your own life, designed a budget spreadsheet that actually made…
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Posted by Benedict July 18, 2026
Stack of printed paperback books in a cozy reading nook, representing self-published book royalties and passive income
Posted inPassive Income Ideas

Is Self-Publishing Passive Income? What Book Royalties Really Look Like

I get asked some version of this question more than almost anything else on this site: is self-publishing…
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Posted by Benedict July 18, 2026
A man in a laptop showing dividend portfolio growth chart next to coins and a quarterly calendar, representing dividend investing for beginners
Posted inPassive Income Ideas

Dividend Investing for Beginners: How to Build a Portfolio That Pays You Every Quarter

There's a specific kind of satisfaction that comes from checking your brokerage account and seeing cash show up…
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Posted by Benedict July 18, 2026
Flat-lay of creative tools representing different online income ideas like writing, design, and photography
Posted inDigital Income Side Hustles & Gig Work

10 Real Online Income Ideas You Can Start This Month

If you've spent any time searching for online income ideas, you've probably noticed the same problem I did…
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Posted by Benedict July 16, 2026
Hands processing card payment on terminal beside laptop showing financial analytics charts
Posted inFinancial Education

How to Build Credit With a Credit Card: A Beginner’s Guide to Doing It Right

Figuring out how to build credit with a credit card can feel intimidating when you're just starting out.…
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Posted by Benedict July 3, 2026
Financial advisor at crossroads between individual stocks and ETF diversification, with charts and balanced scales showing investment options for beginners.
Posted inInvesting

ETF vs Stocks Explained: What Most Beginners Choose, and Why?

If you've been trying to figure out ETF vs stocks for beginners, you're probably standing at that same…
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Posted by Benedict July 3, 2026
Stack of online business guidebooks on a modern office desk, representing practical, beginner-friendly business guidance
Posted inEntrepreneurship & Business

The Best Online Business Books for Beginners Who Want Real Results

If you've spent any time searching for online business advice, you've probably noticed there are two very different…
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Posted by Benedict June 27, 2026
Stack of personal finance books in a cozy library setting, representing practical, beginner-friendly money guidance
Posted inFinancial Education

The Best Personal Finance Books for Beginners Who Want Practical Advice

If you've ever searched for personal finance books for beginners, you already know the problem — most of…
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Posted by Benedict June 27, 2026

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Benedict in a light-colored suit with a cross necklace, indoor setting.

Benedict

Benedict is the founder of PBroad2riches, sharing practical, experience-based insights on personal finance and online income. His background includes self-publishing, e-commerce, and building content sites from scratch — real experience he draws on to write about what actually works, not just theory. He's not a financial advisor, and everything here is educational, grounded in real-world trial and error.

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PBroad2Riches provides practical, no fluff guidance on personal finance, investing, side hustles, and wealth building. Our goal is to offer clear, useful strategies that help readers make smarter financial decisions.

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Categories
  • Biography
  • Budgeting & Saving
  • Digital Income
  • Entrepreneurship & Business
  • Financial Education
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  • Passive Income Ideas
  • Side Hustles & Gig Work
  • Wealth Building
  • Budget planning workspace with mobile app and monthly expense tracker
    How to Start a Budget Plan From Scratch (Even If You’ve Failed Before)
    by Benedict
    September 13, 2026
  • Emergency fund and savings goals on a home office desk
    Best High Yield Savings Account Options in 2026 (And Which Ones to Skip)
    by Benedict
    September 13, 2026
  • AI financial advice and money planning
    Can You Trust AI Financial Advice? What AI Can—and Can’t—Do With Your Money in 2026
    by Benedict
    August 31, 2026
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