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Posts by Benedict

About Benedict
Benedict Ferrer is the founder of PBroad2riches, based in Vancouver, BC, sharing practical, experience-based insights on personal finance and online income. His background includes hands-on experience in self-publishing, e-commerce, and building content sites from the ground up — real-world experience he draws on to write about what actually works, tested through trial and error rather than theory. He is not a licensed financial advisor, and content on this site is for educational purposes only and should not be considered personalized financial advice.
Budget planning workspace with mobile app and monthly expense tracker
Posted inFinancial Education

How to Start a Budget Plan From Scratch (Even If You’ve Failed Before)

If you're trying to figure out how to start a budget plan and the idea already makes you…
Read More
Posted by Benedict September 13, 2026
Emergency fund and savings goals on a home office desk
Posted inFinancial Education

Best High Yield Savings Account Options in 2026 (And Which Ones to Skip)

If you're searching for the best high yield savings account because your bank balance shows your "savings" earned…
Read More
Posted by Benedict September 13, 2026
AI financial advice and money planning
Posted inFinancial Education

Can You Trust AI Financial Advice? What AI Can—and Can’t—Do With Your Money in 2026

I've had more conversations with friends and readers lately about AI financial advice than I ever expected —…
Read More
Posted by Benedict August 31, 2026
Woman working from home as a virtual assistant on a laptop
Posted inSide Hustles & Gig Work

How to Become a Virtual Assistant With No Experience (2026 Guide)

How to become a virtual assistant with no experience is a question I actually asked myself years before…
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Posted by Benedict August 28, 2026
Man reviewing retirement savings benchmarks on a laptop
Posted inInvesting

How Much Should I Have Saved by 30, 40, 50? (2026 Guide)

How much should I have saved by 30? That question used to genuinely stress me out, mostly because…
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Posted by Benedict August 27, 2026
A young Mark Zuckerberg wearing a Harvard hoodie with a laptop, related to the Mark Zuckerberg Yahoo offer
Posted inBiography

The Mark Zuckerberg Yahoo Offer He Turned Down at Age 22

I'll be honest, the number that actually stopped me here wasn't his current net worth. It was the…
Read More
Posted by Benedict August 26, 2026
Richard Branson speaking at a Chatham House event, related to Richard Branson dyslexia
Posted inBiography

School Dropout to Space: The Richard Branson Dyslexia Path to a $2.8 Billion Comeback

I went in expecting the usual story: a rough start, a big break, then a steady rise to…
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Posted by Benedict August 25, 2026
Carlos Slim speaking at a public panel, related to Carlos Slim compound interest
Posted inBiography

A Savings Bond at Age Eleven: The Carlos Slim Compound Interest Habit Behind $99 Billion

I'll be honest, I didn't think much of this detail at first. A savings bond at age eleven…
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Posted by Benedict August 25, 2026
Mary Kay Ash, founder of Mary Kay Cosmetics, related to Mary Kay Ash Pink Cadillac
Posted inBiography

Rejected by the Boardroom: The Mary Kay Ash Pink Cadillac Path to a Cosmetics Dynasty

I kept rereading one number while researching the Mary Kay Ash pink Cadillac story, because I was sure…
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Posted by Benedict August 24, 2026
Bill Gates speaking at the World Economic Forum, related to Bill Gates Harvard dropout
Posted inBiography

Bill Gates Harvard Dropout: How He Became One of the World’s Richest Men

I'll admit I felt a little overwhelmed trying to get my head around the Bill Gates Harvard dropout…
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Posted by Benedict August 24, 2026

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Benedict in a light-colored suit with a cross necklace, indoor setting.

Benedict

Benedict is the founder of PBroad2riches, sharing practical, experience-based insights on personal finance and online income. His background includes self-publishing, e-commerce, and building content sites from scratch — real experience he draws on to write about what actually works, not just theory. He's not a financial advisor, and everything here is educational, grounded in real-world trial and error.

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Recent Posts

  • Budget planning workspace with mobile app and monthly expense tracker
    How to Start a Budget Plan From Scratch (Even If You’ve Failed Before)
    by Benedict
    September 13, 2026
  • Emergency fund and savings goals on a home office desk
    Best High Yield Savings Account Options in 2026 (And Which Ones to Skip)
    by Benedict
    September 13, 2026
  • AI financial advice and money planning
    Can You Trust AI Financial Advice? What AI Can—and Can’t—Do With Your Money in 2026
    by Benedict
    August 31, 2026
  • Woman working from home as a virtual assistant on a laptop
    How to Become a Virtual Assistant With No Experience (2026 Guide)
    by Benedict
    August 28, 2026

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PBroad2Riches provides practical, no fluff guidance on personal finance, investing, side hustles, and wealth building. Our goal is to offer clear, useful strategies that help readers make smarter financial decisions.

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Categories
  • Biography
  • Budgeting & Saving
  • Digital Income
  • Entrepreneurship & Business
  • Financial Education
  • Investing
  • Passive Income Ideas
  • Side Hustles & Gig Work
  • Wealth Building
  • Budget planning workspace with mobile app and monthly expense tracker
    How to Start a Budget Plan From Scratch (Even If You’ve Failed Before)
    by Benedict
    September 13, 2026
  • Emergency fund and savings goals on a home office desk
    Best High Yield Savings Account Options in 2026 (And Which Ones to Skip)
    by Benedict
    September 13, 2026
  • AI financial advice and money planning
    Can You Trust AI Financial Advice? What AI Can—and Can’t—Do With Your Money in 2026
    by Benedict
    August 31, 2026
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