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Posts by Benedict

About Benedict
Benedict Ferrer is the founder of PBroad2riches, based in Vancouver, BC, sharing practical, experience-based insights on personal finance and online income. His background includes hands-on experience in self-publishing, e-commerce, and building content sites from the ground up — real-world experience he draws on to write about what actually works, tested through trial and error rather than theory. He is not a licensed financial advisor, and content on this site is for educational purposes only and should not be considered personalized financial advice.
Split-screen showing cluttered debt papers and bills on left contrasted with organized workspace and upward growth charts on right
Posted inInvesting

The Brutal Truth About Why You Aren’t Building Wealth

Let me say something that might sting a little. Most people aren't broke because they don't earn enough.…
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Posted by Benedict November 4, 2025
Calm investor standing at crossroads between chaotic busy city and peaceful golden light, symbolizing disciplined financial decision-making
Posted inInvesting

The Investor Mindset: Why Financial Balance Leads to Better Wealth

Financial balance might sound like a soft, secondary goal compared to aggressive saving or investing — but it's…
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Posted by Benedict November 4, 2025
Person writing in journal by window as ethereal light and geometric shapes drift away, symbolizing mental clutter transforming into peace
Posted inInvesting

Financial Journaling: How Writing About Money Changes Your Decisions

Financial journaling sounds simple, almost too simple — but it addresses a particular kind of exhaustion that has…
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Posted by Benedict November 4, 2025
A calm morning kitchen scene with coffee and a journal, representing morning money habits that lead to better financial decisions
Posted inInvesting

5 Morning Money Habits That Lead to Better Financial Decisions

And How They Can Secretly Transform Your Financial Life Too Morning money habits for better financial decisions can…
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Posted by Benedict November 4, 2025
Gold coins falling into a dark glowing pit, symbolizing hidden financial loss.
Posted inBudgeting & Saving

Trapped Money: The Silent Money Traps Costing You Thousands

By Ben | Personal Finance | May 2026 Many people assume financial struggles are caused only by low…
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Posted by Benedict November 3, 2025
A person sitting at a desk surrounded by financial symbols like an inflation graph, a piggy bank, and a coin plant.
Posted inFinancial Education

Financial Literacy: The Money Skills Our Generation Was Never Taught

Financial literacy is one of the most valuable life skills, yet many people enter adulthood without the basic…
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Posted by Benedict October 14, 2025

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Benedict in a light-colored suit with a cross necklace, indoor setting.

Benedict

Benedict is the founder of PBroad2riches, sharing practical, experience-based insights on personal finance and online income. His background includes self-publishing, e-commerce, and building content sites from scratch — real experience he draws on to write about what actually works, not just theory. He's not a financial advisor, and everything here is educational, grounded in real-world trial and error.

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Recent Posts

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PBroad2Riches provides practical, no fluff guidance on personal finance, investing, side hustles, and wealth building. Our goal is to offer clear, useful strategies that help readers make smarter financial decisions.

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Categories
  • Biography
  • Budgeting & Saving
  • Digital Income
  • Entrepreneurship & Business
  • Financial Education
  • Investing
  • Passive Income Ideas
  • Side Hustles & Gig Work
  • Wealth Building
  • Budget planning workspace with mobile app and monthly expense tracker
    How to Start a Budget Plan From Scratch (Even If You’ve Failed Before)
    by Benedict
    September 13, 2026
  • Emergency fund and savings goals on a home office desk
    Best High Yield Savings Account Options in 2026 (And Which Ones to Skip)
    by Benedict
    September 13, 2026
  • AI financial advice and money planning
    Can You Trust AI Financial Advice? What AI Can—and Can’t—Do With Your Money in 2026
    by Benedict
    August 31, 2026
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